Coverage
Business Insurance Insurance
Every business carries risks, a customer injury, an employee accident, a lawsuit, a data breach. We build business insurance programs around how your company actually operates, combining the right policies so nothing falls through the cracks.
Who we insure
- Contractors & trades
- Restaurants & bars
- Retail stores
- Professional services
- Trucking & transportation
- Medical offices
What’s covered
General liability
Covers bodily injury and property damage claims from customers, vendors and the public.
Business owner’s policy (BOP)
Bundles liability and property coverage for small and mid‑sized businesses at a lower combined cost.
Workers’ compensation
Pays medical bills and lost wages for injured employees and is required in most states.
Commercial auto
Protects vehicles owned or used by your business, including hired and non‑owned autos.
Professional liability (E&O)
Defends you against claims of mistakes, negligence or failure to deliver professional services.
Cyber & umbrella
Cyber covers data breaches and ransomware; umbrella adds extra liability limits above your other policies.
Paying too much for the same coverage?
Send us your current declarations page. We’ll shop it with our carriers and show you a side‑by‑side comparison, no cost, no obligation.